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ZIP code 17824 is located in Columbia County, Pennsylvania, centered near Berwick, with a total population of 3,840 and a median age of 52.8. This is a rural community with a notably high senior population — 25.7% of residents are 65 or older (approximately 986 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.5% White. The community is highly educated, with 44.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $114,653, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.2%. The unemployment rate is 1.8%. The median home value is $247,000 and median monthly rent is $639. Medicare beneficiaries in Columbia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.