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ZIP code 17320 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 8,103 and a median age of 45.8. This is a rural community where 21.1% of residents are 65 or older (approximately 1,713 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.5% White, 4.4% Hispanic/Latino. About 26.0% of adults hold a bachelor's degree or higher.
The median household income is $87,321, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.8%. The unemployment rate is 1.9%. The median home value is $283,000 and median monthly rent is $1,252. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.