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ZIP code 16858 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 3,953 and a median age of 51.0. This is a suburban community with a notably high senior population — 26.2% of residents are 65 or older (approximately 1,035 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.1% White, 1.2% Hispanic/Latino. Approximately 17.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $57,292, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.3%. The unemployment rate is 4.2%. The median home value is $165,900 and median monthly rent is $692. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.