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ZIP code 15905 is located in Cambria County, Pennsylvania, centered near Johnstown, with a total population of 19,722 and a median age of 46.9. This is a urban community with a notably high senior population — 25.2% of residents are 65 or older (approximately 4,962 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 93.1% White, 1.8% Black/African American, 2.1% Hispanic/Latino. About 35.0% of adults hold a bachelor's degree or higher.
The median household income is $70,620, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.2%. The unemployment rate is 5.5%. The median home value is $118,600 and median monthly rent is $893. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.