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ZIP code 15856 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 883 and a median age of 51.0. This is a suburban community where 24.6% of residents are 65 or older (approximately 217 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.1% White, 1.7% Hispanic/Latino. Approximately 20.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $61,667, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.7%. The unemployment rate is 1.2%. The median home value is $162,900 and median monthly rent is $838. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.