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Ohio
45887

Medicare in ZIP Code 

45887

 — 

County: 
Suburban

4335

Population

40.7038

Latitude

-84.3413

Longitude

Demographic Data

ZIP code 45887 is located in Allen County, Ohio, centered near Spencerville, with a total population of 4,335 and a median age of 39.7. This is a suburban community where 17.6% of residents are 65 or older (approximately 762 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 96.7% White, 1.1% Black/African American. Approximately 12.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $62,838, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.9%. The unemployment rate is 4.7%. The median home value is $185,400 and median monthly rent is $808. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45887

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Cities Near 

45887

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Frequently Asked Medicare Questions

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Facility data sourced from CMS medicare.gov.
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Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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