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ZIP code 45880 is located in Paulding County, Ohio, centered near Payne, with a total population of 2,437 and a median age of 37.0. This is a rural community where 17.2% of residents are 65 or older (approximately 420 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 93.9% White, 2.2% Hispanic/Latino. Approximately 24.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $71,875, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.4%. The unemployment rate is 4.4%. The median home value is $123,400 and median monthly rent is $782. Medicare beneficiaries in Paulding County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.