Medicare in ZIP Code 

45862

 — 

County: 
Rural

1182

Population

40.6777

Latitude

-84.5152

Longitude

Demographic Data

ZIP code 45862 is located in Auglaize County, Ohio, centered near St Marys, with a total population of 1,182 and a median age of 47.2. This is a rural community with a notably high senior population — 27.5% of residents are 65 or older (approximately 325 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.5% White, 1.3% Black/African American, 1.7% Hispanic/Latino. Approximately 10.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $38,281, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.5%. The unemployment rate of 9.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $112,000 and median monthly rent is $699. Medicare beneficiaries in Auglaize County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45862

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Cities Near 

45862

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Frequently Asked Medicare Questions