Medicare in ZIP Code
45861
—
367
Population
41.0812
Latitude
-84.4287
Longitude
Demographic Data
ZIP code 45861 is located in Paulding County, Ohio, centered near Payne, with a total population of 367 and a median age of 31.7. This is a rural community where 9.5% of the population is 65 or older (approximately 35 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 84.2% White, 4.9% Black/African American, 3.3% Hispanic/Latino, 7.9% Asian. Approximately 7.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $90,565, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 12.8%. The unemployment rate of 32.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $111,300. Medicare beneficiaries in Paulding County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45861
Cities Near
45861