Medicare in ZIP Code
45859
—
378
Population
40.6899
Latitude
-83.8111
Longitude
Demographic Data
ZIP code 45859 is located in Hardin County, Ohio, centered near Forest, with a total population of 378 and a median age of 46.1. This is a rural community where 19.6% of residents are 65 or older (approximately 74 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 84.1% White, 3.4% Hispanic/Latino. Approximately 4.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $49,792, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 24.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $59,500 and median monthly rent is $807. Medicare beneficiaries in Hardin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45859
Cities Near
45859