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ZIP code 45835 is located in Hardin County, Ohio, centered near Forest, with a total population of 521 and a median age of 43.2. This is a rural community where 21.7% of residents are 65 or older (approximately 113 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.6% White. Approximately 15.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $92,813, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.5%. The unemployment rate is 1.5%. The median home value is $95,600. Medicare beneficiaries in Hardin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.