Medicare in ZIP Code 

45828

 — 

County: 
Rural

6343

Population

40.4846

Latitude

-84.6517

Longitude

Demographic Data

ZIP code 45828 is located in Mercer County, Ohio, centered near Coldwater, with a total population of 6,343 and a median age of 32.2. This is a rural community where 12.9% of residents are 65 or older (approximately 821 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 93.6% White, 3.9% Hispanic/Latino. About 26.9% of adults hold a bachelor's degree or higher.

Economic Metrics

The median household income is $77,857, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 3.5%. The unemployment rate is 1.5%. The median home value is $233,700 and median monthly rent is $824. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45828

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Cities Near 

45828

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Frequently Asked Medicare Questions