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ZIP code 45827 is located in Paulding County, Ohio, centered near Payne, with a total population of 2,151 and a median age of 47.4. This is a rural community where 19.6% of residents are 65 or older (approximately 422 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.5% White. Approximately 15.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $84,099, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.1%. The median home value is $204,900 and median monthly rent is $838. Medicare beneficiaries in Paulding County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.