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ZIP code 45821 is located in Defiance County, Ohio, centered near Hicksville, with a total population of 710 and a median age of 50.4. This is a suburban community where 14.1% of residents are 65 or older (approximately 100 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 98.0% White, 3.5% Hispanic/Latino. Approximately 11.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $84,091, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.6%. The median home value is $122,700 and median monthly rent is $713. Medicare beneficiaries in Defiance County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.