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ZIP code 45820 is located in Allen County, Ohio, centered near Cridersville, with a total population of 600 and a median age of 34.9. This is a suburban community where 16.2% of residents are 65 or older (approximately 97 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 98.3% White, 5.5% Hispanic/Latino. Approximately 17.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $79,643, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.8%. The unemployment rate is 1.6%. The median home value is $107,900 and median monthly rent is $850. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.