Medicare in ZIP Code 

45817

 — 

County: 
Rural

5820

Population

40.879

Latitude

-83.8914

Longitude

Demographic Data

ZIP code 45817 is located in Allen County, Ohio, centered near Bluffton, with a total population of 5,820 and a median age of 43.6. This is a rural community with a notably high senior population — 25.2% of residents are 65 or older (approximately 1,465 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 91.7% White, 1.6% Black/African American, 1.1% Hispanic/Latino, 2.2% Asian. About 36.3% of adults hold a bachelor's degree or higher.

Economic Metrics

The median household income is $82,784, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 1.7%. The unemployment rate is 4.7%. The median home value is $195,100 and median monthly rent is $842. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45817

404
404

Cities Near 

45817

404

Frequently Asked Medicare Questions