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ZIP code 45812 is located in Allen County, Ohio, centered near Cridersville, with a total population of 1,938 and a median age of 29.8. This is a rural community where 13.1% of residents are 65 or older (approximately 254 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 93.7% White, 4.7% Hispanic/Latino. Approximately 10.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $41,230, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 29.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 1.1%. The median home value is $118,800 and median monthly rent is $646. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.