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ZIP code 45810 is located in Allen County, Ohio, centered near Ada, with a total population of 7,345 and a median age of 23.6. This is a rural community where 10.1% of the population is 65 or older (approximately 744 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 86.6% White, 2.6% Black/African American, 5.7% Hispanic/Latino, 2.5% Asian. About 31.9% of adults hold a bachelor's degree or higher.
The median household income is $59,065, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.4%. The median home value is $157,500 and median monthly rent is $741. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.