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ZIP code 45807 is located in Allen County, Ohio, centered near Lima, with a total population of 11,631 and a median age of 42.2. This is a urban community where 21.1% of residents are 65 or older (approximately 2,459 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.7% White, 4.5% Black/African American, 1.6% Hispanic/Latino. Approximately 22.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $74,387, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.5%. The unemployment rate is 2.3%. The median home value is $192,800 and median monthly rent is $967. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.