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ZIP code 45806 is located in Allen County, Ohio, centered near Lima, with a total population of 10,978 and a median age of 43.4. This is a urban community where 22.7% of residents are 65 or older (approximately 2,492 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.1% White, 5.6% Black/African American, 3.2% Hispanic/Latino, 1.6% Asian. About 26.3% of adults hold a bachelor's degree or higher.
The median household income is $82,160, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.5%. The unemployment rate is 2.4%. The median home value is $189,800 and median monthly rent is $972. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.