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Ohio
45805

Medicare in ZIP Code 

45805

 — 

County: 
Urban

24746

Population

40.7399

Latitude

-84.1459

Longitude

Demographic Data

ZIP code 45805 is located in Allen County, Ohio, centered near Lima, with a total population of 24,746 and a median age of 36.7. This is a urban community where 17.8% of residents are 65 or older (approximately 4,415 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 75.9% White, 15.0% Black/African American, 4.0% Hispanic/Latino, 1.1% Asian. Approximately 24.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $65,954, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.0%. The unemployment rate of 7.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $153,700 and median monthly rent is $944. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45805

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Cities Near 

45805

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

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