Medicare in ZIP Code
45801
—
21431
Population
40.7641
Latitude
-84.0973
Longitude
Demographic Data
ZIP code 45801 is located in Allen County, Ohio, centered near Lima, with a total population of 21,431 and a median age of 37.9. This is a urban community where 15.7% of residents are 65 or older (approximately 3,373 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 72.9% White, 14.5% Black/African American, 5.8% Hispanic/Latino, 1.2% Asian. Approximately 11.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $47,442, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 21.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.7%. The median home value is $111,600 and median monthly rent is $865. Medicare beneficiaries in Allen County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45801
Cities Near
45801