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ZIP code 45786 is located in Morgan County, Ohio, centered near Beverly, with a total population of 3,019 and a median age of 49.0. This is a suburban community with a notably high senior population — 27.0% of residents are 65 or older (approximately 816 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.6% White. Approximately 17.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $61,295, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.6%. The unemployment rate is 3.8%. The median home value is $194,500 and median monthly rent is $854. Medicare beneficiaries in Morgan County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.