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ZIP code 45744 is located in Noble County, Ohio, centered near Caldwell, with a total population of 2,164 and a median age of 55.8. This is a suburban community with a notably high senior population — 28.9% of residents are 65 or older (approximately 626 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 93.0% White, 2.3% Hispanic/Latino. Approximately 13.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $64,853, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.4%. The unemployment rate is 1.2%. The median home value is $170,300 and median monthly rent is $789. Medicare beneficiaries in Noble County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.