Medicare in ZIP Code 

45686

 — 

County: 
Suburban

3556

Population

38.9783

Latitude

-82.357

Longitude

Demographic Data

ZIP code 45686 is located in Gallia County, Ohio, centered near Gallipolis, with a total population of 3,556 and a median age of 43.1. This is a suburban community where 17.3% of residents are 65 or older (approximately 614 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 90.5% White, 1.4% Black/African American, 1.0% Hispanic/Latino. Approximately 14.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $53,212, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.9%. The median home value is $157,200 and median monthly rent is $932. Medicare beneficiaries in Gallia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45686

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Cities Near 

45686

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Frequently Asked Medicare Questions