Medicare in ZIP Code
45681
—
1440
Population
39.3021
Latitude
-83.272
Longitude
Demographic Data
ZIP code 45681 is located in Ross County, Ohio, centered near Frankfort, with a total population of 1,440 and a median age of 45.9. This is a rural community with a notably high senior population — 31.3% of residents are 65 or older (approximately 451 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.9% White. Approximately 9.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $53,317, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.5%. The unemployment rate is 6.9%. The median home value is $139,400 and median monthly rent is $945. Medicare beneficiaries in Ross County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45681
Cities Near
45681