Medicare in ZIP Code
45638
—
19921
Population
38.5294
Latitude
-82.6654
Longitude
Demographic Data
ZIP code 45638 is located in Lawrence County, Ohio, centered near Ironton, with a total population of 19,921 and a median age of 39.9. This is a urban community where 18.0% of residents are 65 or older (approximately 3,591 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.7% White, 1.3% Black/African American. Approximately 16.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $49,544, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.6%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.1%. The median home value is $118,500 and median monthly rent is $782. Medicare beneficiaries in Lawrence County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45638
Cities Near
45638