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ZIP code 45631 is located in Gallia County, Ohio, centered near Gallipolis, with a total population of 12,669 and a median age of 43.9. This is a suburban community where 23.2% of residents are 65 or older (approximately 2,939 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.4% White, 2.9% Black/African American, 1.1% Hispanic/Latino. Approximately 19.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $54,772, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.7%. The unemployment rate is 3.3%. The median home value is $138,700 and median monthly rent is $807. Medicare beneficiaries in Gallia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.