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ZIP code 45628 is located in Ross County, Ohio, centered near Frankfort, with a total population of 5,670 and a median age of 40.8. This is a suburban community where 13.3% of residents are 65 or older (approximately 755 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 95.3% White, 1.0% Asian. Approximately 15.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $69,786, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.0%. The unemployment rate is 2.2%. The median home value is $167,500 and median monthly rent is $936. Medicare beneficiaries in Ross County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.