Medicare in ZIP Code
45505
—
20299
Population
39.9106
Latitude
-83.7856
Longitude
Demographic Data
ZIP code 45505 is located in Clark County, Ohio, centered near Springfield, with a total population of 20,299 and a median age of 34.6. This is a urban community where 13.6% of residents are 65 or older (approximately 2,755 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 75.4% White, 14.3% Black/African American, 4.4% Hispanic/Latino. Approximately 10.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $42,409, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 27.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 9.7% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $87,500 and median monthly rent is $802. Medicare beneficiaries in Clark County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45505
Cities Near
45505