Medicare in ZIP Code
45449
—
West Carrollton
18627
Population
39.6651
Latitude
-84.2401
Longitude
Demographic Data
ZIP code 45449 is located in Montgomery County, Ohio, centered near West Carrollton, with a total population of 18,627 and a median age of 36.2. This is a urban community where 17.5% of residents are 65 or older (approximately 3,259 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 72.4% White, 13.4% Black/African American, 5.8% Hispanic/Latino, 3.4% Asian. Approximately 24.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $60,303, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.6%. The unemployment rate is 3.8%. The median home value is $147,700 and median monthly rent is $984. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.