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Ohio
45434

Medicare in ZIP Code 

45434

 — 

County: 
Urban

12482

Population

39.7216

Latitude

-84.029

Longitude

Demographic Data

ZIP code 45434 is located in Greene County, Ohio, centered near Dayton, with a total population of 12,482 and a median age of 43.0. This is a urban community where 20.0% of residents are 65 or older (approximately 2,492 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.6% White, 3.5% Black/African American, 5.5% Hispanic/Latino, 2.8% Asian. The community is highly educated, with 57.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $142,260, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.4%. The unemployment rate is 3.7%. The median home value is $290,500 and median monthly rent is $1,442. Medicare beneficiaries in Greene County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45434

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Cities Near 

45434

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Frequently Asked Medicare Questions

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Facility data sourced from CMS medicare.gov.
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