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ZIP code 45432 is located in Greene County, Ohio, centered near Dayton, with a total population of 14,988 and a median age of 40.4. This is a urban community where 18.4% of residents are 65 or older (approximately 2,762 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 84.0% White, 2.8% Black/African American, 2.7% Hispanic/Latino, 3.3% Asian. About 36.2% of adults hold a bachelor's degree or higher.
The median household income is $83,323, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.7%. The unemployment rate is 2.5%. The median home value is $181,900 and median monthly rent is $871. Medicare beneficiaries in Greene County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.