Medicare in ZIP Code 

45431

 — 

County: 
Urban

26961

Population

39.7574

Latitude

-84.0569

Longitude

Demographic Data

ZIP code 45431 is located in Greene County, Ohio, centered near Dayton, with a total population of 26,961 and a median age of 34.9. This is a urban community where 16.6% of residents are 65 or older (approximately 4,467 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 80.2% White, 4.3% Black/African American, 5.6% Hispanic/Latino, 5.3% Asian. About 36.3% of adults hold a bachelor's degree or higher.

Economic Metrics

The median household income is $80,058, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.4%. The unemployment rate is 3.7%. The median home value is $197,600 and median monthly rent is $1,302. Medicare beneficiaries in Greene County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45431

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Cities Near 

45431

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Frequently Asked Medicare Questions