Medicare in ZIP Code 

45430

 — 

County: 
Urban

7171

Population

39.7092

Latitude

-84.1048

Longitude

Demographic Data

ZIP code 45430 is located in Greene County, Ohio, centered near Dayton, with a total population of 7,171 and a median age of 43.8. This is a urban community where 22.8% of residents are 65 or older (approximately 1,633 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.5% White, 2.9% Black/African American, 1.7% Hispanic/Latino, 3.0% Asian. The community is highly educated, with 51.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $107,500, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.3%. The unemployment rate is 1.9%. The median home value is $261,700 and median monthly rent is $1,264. Medicare beneficiaries in Greene County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45430

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Cities Near 

45430

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Frequently Asked Medicare Questions