Medicare in ZIP Code
45419
—
Dayton
16583
Population
39.7155
Latitude
-84.1637
Longitude
Demographic Data
ZIP code 45419 is located in Montgomery County, Ohio, centered near Dayton, with a total population of 16,583 and a median age of 36.1. This is a urban community where 11.9% of the population is 65 or older (approximately 1,979 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 87.7% White, 1.7% Black/African American, 2.4% Hispanic/Latino, 2.2% Asian. The community is highly educated, with 57.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $85,876, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.4%. The unemployment rate is 3.6%. The median home value is $237,700 and median monthly rent is $1,006. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.