Medicare in ZIP Code
45415
—
Dayton
12171
Population
39.8355
Latitude
-84.2613
Longitude
Demographic Data
ZIP code 45415 is located in Montgomery County, Ohio, centered near Dayton, with a total population of 12,171 and a median age of 44.0. This is a urban community where 22.9% of residents are 65 or older (approximately 2,784 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 53.1% White, 41.6% Black/African American, 1.0% Hispanic/Latino, 1.0% Asian. About 34.0% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $78,864, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.7%. The unemployment rate is 3.4%. The median home value is $169,400 and median monthly rent is $941. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.