Medicare in ZIP Code
45410
—
Dayton
15617
Population
39.7474
Latitude
-84.16
Longitude
Demographic Data
ZIP code 45410 is located in Montgomery County, Ohio, centered near Dayton, with a total population of 15,617 and a median age of 33.4. This is a urban community where 12.3% of residents are 65 or older (approximately 1,914 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 72.6% White, 14.8% Black/African American, 7.0% Hispanic/Latino, 1.5% Asian. Approximately 21.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $46,766, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 23.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.5%. The median home value is $97,800 and median monthly rent is $950. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.