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ZIP code 45381 is located in Montgomery County, Ohio, centered near West Alexandria, with a total population of 5,662 and a median age of 43.2. This is a rural community where 22.1% of residents are 65 or older (approximately 1,254 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.9% White, 2.1% Black/African American, 2.3% Hispanic/Latino. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $72,772, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.6%. The unemployment rate is 4.8%. The median home value is $199,500 and median monthly rent is $726. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.