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ZIP code 45380 is located in Darke County, Ohio, centered near Versailles, with a total population of 5,552 and a median age of 42.5. This is a rural community where 19.0% of residents are 65 or older (approximately 1,054 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.1% White, 1.0% Hispanic/Latino. Approximately 24.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $84,388, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.6%. The unemployment rate is 0.4%. The median home value is $232,400 and median monthly rent is $732. Medicare beneficiaries in Darke County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.