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ZIP code 45371 is located in Miami County, Ohio, centered near Tipp City, with a total population of 22,521 and a median age of 40.6. This is a suburban community where 19.3% of residents are 65 or older (approximately 4,338 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.8% White, 2.4% Black/African American, 2.3% Hispanic/Latino, 2.7% Asian. About 33.5% of adults hold a bachelor's degree or higher.
The median household income is $89,425, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.5%. The unemployment rate is 2.3%. The median home value is $272,100 and median monthly rent is $1,154. Medicare beneficiaries in Miami County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.