Medicare in ZIP Code
45354
—
Englewood
643
Population
39.9054
Latitude
-84.4028
Longitude
Demographic Data
ZIP code 45354 is located in Montgomery County, Ohio, with a total population of 643 and a median age of 52.2. This is a urban community with a notably high senior population — 37.3% of residents are 65 or older (approximately 240 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.8% White, 1.4% Hispanic/Latino. Approximately 13.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $71,875, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.2%. The unemployment rate is 4.7%. The median home value is $137,500 and median monthly rent is $1,555. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.