Medicare in ZIP Code
45345
—
New Lebanon
5923
Population
39.7398
Latitude
-84.3956
Longitude
Demographic Data
ZIP code 45345 is located in Montgomery County, Ohio, centered near New Lebanon, with a total population of 5,923 and a median age of 40.4. This is a urban community where 21.4% of residents are 65 or older (approximately 1,266 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.1% White, 1.7% Black/African American. Approximately 14.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $77,279, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 20.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 1.2%. The median home value is $139,000 and median monthly rent is $871. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.