Medicare in ZIP Code
45342
—
Miamisburg
36675
Population
39.6321
Latitude
-84.2675
Longitude
Demographic Data
ZIP code 45342 is located in Montgomery County, Ohio, centered near Miamisburg, with a total population of 36,675 and a median age of 38.4. This is a urban community where 15.2% of residents are 65 or older (approximately 5,572 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 84.2% White, 5.9% Black/African American, 2.7% Hispanic/Latino, 4.2% Asian. About 33.0% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $83,936, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.6%. The unemployment rate is 4.9%. The median home value is $206,800 and median monthly rent is $1,247. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.