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ZIP code 45340 is located in Shelby County, Ohio, centered near Botkins, with a total population of 592 and a median age of 53.6. This is a rural community where 17.6% of residents are 65 or older (approximately 104 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 94.9% White, 1.0% Hispanic/Latino, 4.1% Asian. Approximately 22.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $91,250, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.9%. The median home value is $208,800. Medicare beneficiaries in Shelby County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.