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ZIP code 45322 is located in Miami County, Ohio, centered near Englewood, with a total population of 20,978 and a median age of 39.7. This is a urban community where 23.4% of residents are 65 or older (approximately 4,915 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 80.4% White, 10.6% Black/African American, 2.5% Hispanic/Latino, 1.1% Asian. About 28.2% of adults hold a bachelor's degree or higher.
The median household income is $72,073, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.4%. The unemployment rate is 3.4%. The median home value is $165,500 and median monthly rent is $1,036. Medicare beneficiaries in Miami County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.