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ZIP code 45317 is located in Champaign County, Ohio, centered near St Paris, with a total population of 838 and a median age of 59.6. This is a rural community with a notably high senior population — 31.9% of residents are 65 or older (approximately 267 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.0% White, 6.0% Hispanic/Latino. About 27.6% of adults hold a bachelor's degree or higher.
The median household income is $101,023, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 0.6%. The unemployment rate is 2.0%. The median home value is $258,900. Medicare beneficiaries in Champaign County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.