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ZIP code 45314 is located in Clark County, Ohio, centered near Cedarville, with a total population of 6,488 and a median age of 21.3. This is a rural community where 9.9% of the population is 65 or older (approximately 641 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 83.8% White, 9.2% Black/African American, 2.2% Hispanic/Latino, 2.5% Asian. The community is highly educated, with 47.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $87,366, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.9%. The unemployment rate is 6.7%. The median home value is $276,900 and median monthly rent is $829. Medicare beneficiaries in Clark County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.