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ZIP code 45304 is located in Darke County, Ohio, centered near Arcanum, with a total population of 7,624 and a median age of 39.4. This is a suburban community where 17.9% of residents are 65 or older (approximately 1,368 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.2% White. Approximately 18.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $72,014, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.9%. The unemployment rate is 2.6%. The median home value is $190,000 and median monthly rent is $809. Medicare beneficiaries in Darke County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.