Medicare in ZIP Code
45251
—
Cincinnati
20561
Population
39.2672
Latitude
-84.5993
Longitude
Demographic Data
ZIP code 45251 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 20,561 and a median age of 39.0. This is a urban community where 16.0% of residents are 65 or older (approximately 3,297 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 56.8% White, 33.6% Black/African American, 3.2% Hispanic/Latino, 2.3% Asian. Approximately 24.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $75,620, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.4%. The unemployment rate is 4.1%. The median home value is $175,900 and median monthly rent is $1,193. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.